Why More Sellers Are Choosing To Move, Even with Today’s Rates

Here's a blog draft titled "Why More Sellers Are Choosing To Move, Even with Today’s Rates" – no source links included, just clear and compelling content:

You’ve probably heard it before: “I’d love to move, but I don’t want to give up my low mortgage rate.” And that makes sense—rates were historically low just a few years ago. But despite current rates being higher, more and more homeowners are deciding now is the right time to sell. Why? Because life doesn’t wait for perfect financial conditions—and neither does opportunity.

1. Life Changes Don’t Wait for Rates

People move for all kinds of reasons that have nothing to do with interest rates: a growing family, a job relocation, retirement, divorce, or simply needing more (or less) space. When your home no longer fits your life, the cost of staying put can be higher—emotionally and practically—than the cost of making a move.

2. Equity Is Giving Sellers More Power Than They Realize

Homeowners who purchased even a few years ago are sitting on significant equity. That equity can act as a powerful tool—either as a sizable down payment on your next home, a way to buy down your rate, or a cushion to offset today’s higher monthly payments. In many cases, sellers are surprised by just how much leverage they have.

3. The Lock-In Effect Is Losing Its Grip

While the idea of being "locked in" to a low rate has kept some sellers on the sidelines, others are seeing the bigger picture: freedom, lifestyle, and timing matter more. Especially for those who are downsizing, relocating to a less expensive market, or moving into a multi-generational setup, the math often still makes sense.

4. There’s Less Competition for Buyers—and More for Sellers

Many would-be sellers are still hesitating, which means less inventory on the market. For those who do list, this creates a window of opportunity. Well-prepared, well-marketed homes are still selling quickly and often with multiple offers. Sellers who are serious about moving are taking advantage of this.

5. People Are Getting Used to “The New Normal”

There’s a growing mindset shift. Interest rates are no longer seen as “too high”—they’re just the current reality. Compared to decades past, today’s rates are still moderate, and many buyers are proceeding with confidence. Sellers who embrace this shift are more empowered to move forward.

Thinking About Selling?

If you’ve been on the fence, let’s talk. There may be more opportunities—and more upside—than you think. Whether you’re looking to upsize, downsize, or relocate, we’ll help you make sense of your options and guide you every step of the way.